FAQ

Common questions

• Can I lose money? Yes. The equity leg can fall, the code is unaudited, and the base asset can depeg. See Risks.
• Is there a lockup? No. Redemption is open every block and cannot be paused.
• Do I need $UNIVAULT to use the vaults? No. It is entirely optional.
• Can I read the code that is actually running? Yes. All twelve deployed contracts are source-verified on Blockscout, so the explorer shows Solidity rather than bytecode. Addresses are on Contracts & chain. That is not the same as an audit — see Audits.
• What is the yield? Whatever the lending market pays, plus or minus whatever the basket does. No fixed rate is quoted because none can be honestly promised.
• Who can move my funds? You. There is no admin path: the keeper cannot choose a destination, no holder can touch another's shares, and the basket adapter is fixed before the vault issues its first share. The owner can still cause pointless trading, which costs spread.
• What happens if UNIVAULT disappears? The contracts keep running and redemption keeps working. It does not depend on the front end or on us being around.
• Why is my share count not going up? It should not. Returns show up in the share price, not the balance. See Shares & NAV.