Overview
UNIVAULT is an auto-yield vault that runs on Robinhood Chain. You put a stablecoin in once; from that moment the vault does the work — it lends the balance out for real interest, moves a slice of it into a curated basket of tokenized stock tokens, and keeps pulling itself back to whatever split you picked.
Nothing about that requires you to hand over control. Your position is a token balance at your own address, and the exit path is open to you at any block.
What it does for you
Most stablecoin balances sit still and earn nothing. UNIVAULT turns that dead weight into a portfolio that maintains itself.
- Interest, not emissions. The base return comes from borrowers paying to use your stablecoin, so it does not depend on a token printer staying switched on.
- Hands off. Your deposit allocates itself on the way in. Drift is corrected afterwards by a keeper that is capped by contract. You are not asked to time anything.
- Exit is yours. Redemption is permissionless and can be paid in-kind. No queue, no approval, no admin in the way.
- One fee, on gains only. 5% of profit above your high-water mark. If the vault has not made you money, it does not charge you.
Who it is for
- Anyone holding stablecoins that currently earn nothing and would rather not babysit a position.
- People who want some equity exposure without opening a chart every morning.
- Savers who want the portfolio to run itself but refuse to give up custody to get that.
In one line
Grow your bag, automatically.